Drivers always have to be careful, but they are asked to pay even more attention to the roads when it is icy. Winter weather always causes more fender-bender collisions than any other road situation. Non-insured drivers who plan to save money by breaking the law and avoiding car insurance payments are at very high risk to lose a lot of dollars in times like this, but even if the vehicle owner pays for the policy, an unexpected situation might lead to great money-spending.

The Idaho Department of Insurance Director Bill Deal gives advice on how to save in winter season. His family has worked in an insurance company for many years and according to Bill accident forgiveness is a good opportunity to avoid expensive repair costs in case of an accident.

Various auto insurance companies offer accident forgiveness as an optional feature. It means that the owner has higher premium for the season, but in case of an accident there will be almost nothing to worry about. The cost and eligibility of this option vary from one company to the other, so shop around before agreeing to the first deal that comes up.