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The average premiums in Britain are not low. A car owner has to pay about £459 a year for car insurance.
According to the research made by uSwitch.com, it costs young drivers much more than that. Car owners aged between 18 and 25 have to pay £940 for their car insurance policy.
Surely you have to look at the type of the vehicle, before speaking about any insurance, but the number given above is the lowest rate. If a young person wants to have a fast auto like Peugeot 206 GTI, the premium raises up to £4,000. Do you plan to get an old sport car like Golf GTI? The vehicle itself will not cost more than £5,000, but unfortunately the payment you have to give to the provider might hit you up to £14,600!
Since 1998 the prices on car insurance went up 122%. If the raise will not slow down, it is possible every year the young drivers will have to give away £2,196 to the car insurance companies by 2018.
The prices are rising on all the different products. People panic about gas prices, but in fact even food gets more expensive. No wonder car insurance providers start thinking about the same.
Many people use their cell phones while driving although the law forbids this because talking and texting might distract a driver severely. According to the official statistics 78% crashes happen because of driver’s inattention and mobile phones are among the top causes of distraction.
Progressive is America’s number one motorcycle insurer which makes several special “treats” for customers. The insurance company is planning to arrange the program called “Corn for Kids” in course of which bikers receive free corn and can donate money to needy families.
Insurers say that the most dangerous drivers are those who have high-pressure jobs which require rush-hour driving and a lot of phone-talking.