The prices are rising on all the different products. People panic about gas prices, but in fact even food gets more expensive. No wonder car insurance providers start thinking about the same.

Two big companies in Texas are raising their rates to cover the higher costs of maintenance, agent salaries and other expenses.

The largest car insurer in the state, State Farm, begins rate changes on Oct.27. The increase is going to change depending on the regions: from 2.4 to 7.3 percent. The company spokesman, Kevin Davis, notes the increase of the policy cost is caused by the more expensive claims.

Allstate has already raised the prices on the car insurance in Texas by 3.6 to 5.5 percent. The policyholders should not be discouraged very much, because this just means extra $5 a month in car insurance.

For five years State Farm kept its prices on the same rate without changes. Allstate has made an increase only once last year by 1-2%, but several years before the price remained the same.