Car insurance depends on many different factors. Driver's individual characteristics as his driving experience, record and age are as important as the price of a vehicle, its cost to repair and horsepower.

No wonder muscle cars as Mitsubishi Lancer Evolution and Dodge SRT-4 got into the list of most expensive ones. If a person owns a sport vehicle he is most likely ready to try its power what makes him less careful on the road.

One more important feature for the insurance companies is the place where the vehicle is made. If the car is imported, its replacement parts will be more expensive. More than that there is less specialists who know the structure of the car well and less repair companies that will agree to fix it. This is why in the list of most expensive ones we see primarily Japanese and German cars.

The most expensive cars to insure are the following:

   1. Mitsubishi Lancer Evolution
   2. Mercedes CL-Class
   3. Dodge SRT-4
   4. Subaru Impreza WRX
   5. Jaguar XK
   6. Lexus IS 300
   7. Honda S2000
   8. Acura RSX
   9. Nissan 350Z
  10. Jaguar XJ

The drivers of the cars least expensive to insure are usually more careful, vehicles are not so powerful and they can be fixed in most of the auto repair places. Mainly these vehicles are not imported, so their replacement parts are more readily available and not as expensive.

The least expensive cars to insure are:

   1. Volvo XC90
   2. Chevrolet Malibu Maxx
   3. GMC Safari
   4. Buick LeSabre
   5. Nissan Pathfinder Armada
   6. Pontiac Montana (standard model)
   7. Mazda MPV
   8. Ford Thunderbird
   9. Pontiac Montana (long wheel-based model)
  10. Ford Taurus