Recently published by Insurance.com "Mid-Year Insurance Pricing Report" states that the most expensive insurance rates remain in the state of Louisiana: in the first half of the year 2007 an average premium there accounted for $2,740. In comparison with the year 2006, this figure has actually fallen three percent.

New York holds the second place among the most expensive states to insure a vehicle: an auto insurance average there is $2,601, which declined four percent since the year 2006. The most affordable car insurance exists in Wisconsin, with an average premium of only $1,335. The second most affordable state in relation to auto insurance is Ohio ($1,342).

According to the Report, in the first half of 2007 eight states experienced premium rise: the highest increase was observed in Nevada (an average of $2,060 for auto insurance, or a 5.7 percent increase) and Washington (an average of $1,860, or a 3.6 percent increase). The biggest decreases in auto insurance were reported in North Carolina ($316 average rate decrease), followed by the District of Columbia ($249). The general tendency observed in relation to auto insurance rates nationwide is a steady one percent (about $20) fall since the average 2006 rates of $1,916 dropped in 2007 to $1,896. Although the decline is modest, it, nevertheless, partially compensates for the elevating costs of gas.

In 2007, the rates in Florida have surprisingly shifted from position 14 to position 10 in comparison with 2006. Although 1,2 percent decrease was reported in the state, Florida is still included in the list of the 10 Most Expensive States for car insurance.

Insurance.com is the biggest in the U.S. Internet-based car insurance agency. Its Report was based on the information of the cheapest existing car insurance rates, which was provided by about 700,000 auto insurance consumers using the services of Insurance.com marketplace.

Roger Pecover