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There have been strong winds and storms recently and the Insurance Bureau of Canada (IBC) made a statement in the Canada Newswire that home and vehicle owners whose property was damaged should not get very discouraged because many insurance policies cover this type of problem.
Policies vary and the consumers have to read their insurance documents carefully, however there is a chance that the car damage will be covered if the owner has “all risk” protection, “comprehensive” coverage or “specified perils” protection. The IBC recommends keeping as many documents as possible: save receipts from the repairs, which had to be done after wind damage, take videos and photographs of the damaged property and everything else that might be useful to claim the coverage. If the owner is not sure about the documents, it is always good to contact the insurance provider to be sure all is prepared right.
Although the insurance can cover the damage, it is good to be more cautious next time and avoid it by putting the vehicle in a garage or at least taking it away from any trees which might break and fall.
Many people use their cell phones while driving although the law forbids this because talking and texting might distract a driver severely. According to the official statistics 78% crashes happen because of driver’s inattention and mobile phones are among the top causes of distraction.
Progressive is America’s number one motorcycle insurer which makes several special “treats” for customers. The insurance company is planning to arrange the program called “Corn for Kids” in course of which bikers receive free corn and can donate money to needy families.
Insurers say that the most dangerous drivers are those who have high-pressure jobs which require rush-hour driving and a lot of phone-talking.