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A new year provides new policies and change of the old rates. You should really watch for what your insurer has to offer when it is the time for the policy change.
* Do I have to be licensed in order to purchase auto insurance?
The Law does not put any restrictions on purchasing auto insurance by individuals.
* How much coverage do I need?
It is impossible to predict how much you might have to pay in case if you are responsible for a car accident.
Car insurance is the necessary thing you must have.