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Last month when my mom was hit by some maniac woman driving out of a parking lot, this was only the first episode in an array of issues with our insurance company. Even though both cars used the same insurance company, getting an adjuster to even commit to taking a look at the damage was impossible. What’s worse, once the car was considered a total loss, we found out I had been paying too much for insurance each month because of the type of car.
When looking for a car insurance quote, there are many places to look including the Internet, phone book, or you can get referrals from friends and family.
Modern life, especially if you live in a North American city, is hectic and complicated. Multitasking, stress, high prices, job demands, pollution, overpopulation… the list is endless! Living in the midst of all that, we at least can make our life a bit more bearable if we use efficient transportation.
* Do I have to be licensed in order to purchase auto insurance?
The Law does not put any restrictions on purchasing auto insurance by individuals.
* How much coverage do I need?
It is impossible to predict how much you might have to pay in case if you are responsible for a car accident.
Auto insurance is a legal contract signed between the car owner and the insurance company, which financially protects the car owner in case of a traffic accident or other unforeseen circumstances.